Employers’ Liability

What is Employers’ Liability Insurance?

Employers’ Liability insurance covers you for claims relating to injury or illness of staff as a direct result of their work while in your employment.

Employers’ Liability insurance can cover any compensation and legal costs you have to pay should a member of staff suffer any accident or illness that is the fault of the business.

It is required by law if you employ staff. It is also a legal requirement to display the certificate at a place of work or make it easily accessible for staff to view online.

What can I expect from my Policy?

In the event of a claim, you will have direct access to a qualified claims team who will be able to assist and guide you through what can be a stressful time.

Damages and Claims Expenses

Damages and claims expenses which you are legally obligated to pay due to a claim by any current or former employee arising out of bodily injury to such employee occurring during the policy period in the course of their employment.

Criminal Defence Costs

Insurers will contribute to defence costs should a criminal action be brought against you by a governmental, administrative or regulatory body for any breach of statute or regulation.

Court Attendance

Insurers will contribute towards costs for your attendance in court based on a day-rate.